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Benefits at IBM

Estimated Total Value : $7,998

Insurance, Health & Wellness
  • Dental Insurance

    IBM offers two types of dental coverage administered by MetLife.
  • Disability Insurance

    Short-Term Disability Income Plan (up to 26 weeks) and Long-Term Disability Plan (3 coverage options).
  • Employee Assistance Program

    Short-term counseling for a variety of life events and everyday challenges including Work Stress; Coping with Change; Family/Parenting Issues; Grief or Bereavement; Anxiety or Depression; and Communicating Effectively.
  • Health Savings Account (HSA)

    For a medical plan with HSA: up to $300 in tax-free HSA contributions for self-only coverage or $850 for family coverage in addition to the company contribution ($500 for self-only or $750 for family).
  • Life Insurance

    One times your annual eligible pay, up to a maximum of $1 million. The IBM GLI plan includes a feature that allows terminally ill employees to have access to twenty-five percent (25%) to eighty percent (80%) of their benefits (up to $500,000).
  • PTO (Vacation / Personal Days)

    21 days. After 10 years of service it becomes 4 weeks. Plus 6 additional personal holidays (apart form 6 national).
  • Sick Time

    7 days. Carry over up to 56 hours of unused PST to the following calendar year, up to 112 total accumulated paid sick time hours.
  • Vision Insurance

    IBM offers two options for vision care: the IBM Vision Plan, which provides benefits for eye exams and eyewear, and the free EyeMed Vision Discount Plan, which helps you save money on eyewear purchases.
Financial & Retirement
Perks & Discounts
  • Employee Discount

    Discounts on products, services and programs available to you from IBM's clients, partners and vendors.
  • Tuition Reimbursement

    SoFi refinancing is available to IBMers, their spouses or domestic partners, children, grandchildren and other family members and friends at a 0.25% discount.
  • Business Travel Accident Insurance Plan

    Up to five time’s annual compensation ($50,000 minimum).
  • Donation Match

    Up to $5,000 matched
  • Employee Referral Bonus Program

    Up to $5,000 for every successful referral who is hired by IBM.
  • IBM MoneySmart

    A comprehensive program providing financial education and planning designed to help U.S. IBMers ‘get smart’ about personal finance, is offered at no cost to you.
  • Mental Health Care Program

    Inpatient and outpatient treatment for emotional and psychological problems, substance abuse and related conditions.
  • Paid Care Leave, Bereavement time, Marriage Leave

    Up to 5 days
  • Post-Employment Medical Coverage

  • Special Care for Children Assistance Plan

    Up to a lifetime maximum of $50,000.
  • Thomas J. Watson Memorial Scholarship

    Awards for colleges or universities range from $2,000 to $8,000 per year. The amount for military academies is fixed as a one-time award of $2,000.
  • Volunteer Time Off

    Community Grants are available to regular employees and retirees, featuring individual and team opportunities ranging from $500 to $2,000 in cash.