Founded in 2012, BlueChip Financial (“BlueChip”) is a leading online direct lender operating under the brand name of Spotloan. We utilize advanced underwriting technology to provide short-term loans that help the unbanked and underbanked gain access to credit. Our top-notch customer service and commitment to transparency distinguish us from the competition. Spotloan borrowers love Spotloan, consistently rating it 4 and 5 stars in customer satisfaction surveys.