Banesco USA is a Florida state-chartered bank founded in 2006, offering banking services and solutions to business owners, families, and consumers in South Florida and Puerto Rico. The bank is insured by the FDIC and has a 5-star rating from Bauer Financial and a rating affirmation from the Kroll Bond Rating Agency. Banesco USA is independent of Banesco in other countries and is committed to providing personalized service and the latest technology to make banking more convenient for its customers.