That’s the max band for new grad btw so congrats! Honestly it’s a good time to lock in your stock at low prices. Only thing to be wary of is that Coinbase is definitely very heavily performance driven and issues out annual grants. Something to keep in mind.

Friends have generally told me they’re very bullish on Coinbase still given their plans to bring even more crypto native products to the masses (for example latest fiat to crypto payment integration they’ve built). But not everyone’s cup of tea either. A lot of gripes against crypto generally have now surfaced: Bitcoin isn’t a good hedge against inflation. And 90% of things are still centralized.

Thanks! So, I'm not actually joining until early 2023. Do you think this should affect my decision? Also have an offer from Amazon for similar yearly comp (190kish). I'm bullish on crypto for sure, and enjoy the business problem at Coinbase more than I do at Amazon. That said, Amazon is 100% the "safe" option.