The pay credit percentage is based on age and years of service. Employees become fully vested after completing three years of service.
Retiree Health Reimbursement Arrangement
An account is established for employees beginning at age 45 (or upon hire, if already age 45 or older). MassMutual applies a monthly credit of $208.34 (up to $2,500.08 per year) — and interest — to the account.